health insurance
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Health Insurance (Pre-ACA)

Before the Affordable Care Act, there were three types of private health insurance markets, which were regulated by the state. There were the large groups, small groups, and individuals. Large Groups – Most large employers do not buy their own health insurance, they are self-insured and employ insurance companies to be their administrators. Small Groups –…

medicaid
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The Complete Guide to Medicaid

The Medicaid program was created through the Social Security Amendments of 1965, which added Title XIX to the Social Security Act. The Medicaid program was considered to be an afterthought when Medicare was drafted but today the Medicaid program is bigger than Medicare, and with Affordable Care Act, it has become even bigger. Like food stamp programs,…

medicare advantage
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Everything You Need to Know About Medicare Advantage

The US promoted Health Maintenance Organizations (HMOs) and people wanted HMOs to be a part of the Medicare program. Through the HMO Act, employers with 50 or more employees were required to offer HMO plans. Then the Center for Medicare & Medicaid Services (CMS) decided to demonstrate HMO plans for Medicare patients. These private plans take…

medicare
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The Complete Guide to Medicare

Medicare is one of the most important payers in the U.S. health care system. It is health insurance for the elderly and has four parts – A, B, C & D. Traditional Medicare (Part A & B) During the Great Depression, hospitals began noticing that people couldn’t afford the care as treatments were becoming more…

affordable care act
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The Complete Guide to The Affordable Care Act

The Affordable Care Act was the one of the most important pieces of healthcare policy in decades. Despite all the controversy, the law was passed. In the post, we will go over the specifics of the law and its impact on the American healthcare system. Timeline of the Affordable Care Act 2005 The American Medical Association,…

healthcare reform timeline
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Timeline of Healthcare Reform in the USA

Healthcare reform has made a long journey since Roosevelt’s failed attempt to provide healthcare for all citizens back in 1912. In this post, we recap the major milestones of healthcare reform in the USA. Timeline of Healthcare Reform in the USA 1912 Theodore Roosevelt campaigned for health care for all but failed to get elected…

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